If you pass away is your spouse responsible for your car loan if your not on the contract?

Car loan was purchased under fathers name. He passes away. Does the loan become the responsibilty of the Wife?


even if she is not on the loan to begin with?If you pass away is your spouse responsible for your car loan if your not on the contract?
If she didn't sign it then she doesn't have to pay for it. Be warned though they will harass her for the money, bully her, and try to convince her that 'it's her legal obligation to pay' and 'it'll affect her credit'. It won't.





Most states have updated their laws since the 80's, and don't require any family to pay the debt of a deceased member if he's the only one who signed the contract.If you pass away is your spouse responsible for your car loan if your not on the contract?
when my husband passed away he had a truck loan that he got before we were even married. the bank it was financed with tried to tell me i had to pay for it. i told them i didn't and they better check with their lawyers. told them i would be happy to turn the truck over to them but i was NOT legally responsible. it took awhile but they finally called me back and told me i was right and to bring them the truck which i did. they turned around and sold it for what they could and wrote off the difference. i have NEVER had it show up on my credit or have any negative effects.
I don't beleive so. It's who ever signs it. Unless you are the co- signer. Though each contract is different.
No. Only the person(s) listed on the loan will be responsible for the payment. Once the owner passes away, the family in general will be responsible to either sell it to pay off the loan, or, continue paying the loan and keep the car if all possesions were requested to be kept in the family by the will. the family will have the choice on wether or not dispose of the car, or keep. but the loan will need to be paid either way.
The spouse would likely have to pay the loan. The personal representative of the estate will have to take care of any outstanding debts left by the deceased.
Yes normally. All debts pass on to the living spouse. Some states it can pass on to the children.
Debts don't pass onto the family. But items which have debt can. So unless she wants to lose the car she has to take over payments.